At any time - take action by calling 702-604-7739 and requesting a Henderson short sale kit to start the process. Our informational sellers handbook is a clear guide to what the short sale process is and how it is handled by Coldwell Banker Short Sale Specialists. Act Now - We Can Help!!
1.) Do I Qualify for a short sale? We suggest you contact your attorney or legal professional, but you may want to consider paying off the difference to save your credit or look into a loan modification. FYI - We have had people approved even though they had the money in the bank.
3.) I have been hearing a lot about loan modifications. Should I try one? Sure. If you think you might qualify - why not? Word to the wise - USE YOUR LENDER. It's free. If your lender can't do it - it can't be done by some guy who claims to be a "specialist in loan modifications" and charges you $500 or more. The law actually states that NOBODY can charge up front for Loan Modification services. If they try to charge you up front - they are breaking the law. Is that who you would want trying to save your home? If you feel you qualify for a loan modification or refinance, hardship package and why do I need it? The Short Sale hardship could be medical (physical or mental illness). It could be divorce, death, relocation, loss or change of employment, addictions causing money loss, taking care of sick parents, large amounts of child support and so on. We can't tell you what your hardship is, but these are some we have seen approved. The rest of the short sale affect my credit. To find out an exact score hit and how your credit will be affected, you will need to get professional advice from an accountant and/or credit professional. It will affect your credit, we are not licensed or trained in the credit department to tell you specifics.
Contact Lori Wekerle- Coldwell Banker Las Vegas Short Sale Specialists - Henderson too!